Gerrard, CO
Gerrard wildfire risk explained
USFS scores Gerrard at the 70th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 445 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Gerrard's burn probability — fire likelihood with no building count factored in — sits at the 62nd percentile nationally.
Gerrard's building exposure, zone by zone
USFS classifies 81.4% of Gerrard's buildings as Direct exposure, higher than its 18.7% Indirect share and far above its 0% Minimal share — a profile where 362 structures sit close enough to vegetation that lot clearing matters most.
How Gerrard compares
Gerrard ranks lower within Colorado (36th percentile statewide) than its 70th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Gerrard ranks 9,572 for wildfire risk (1 is highest) and 18,362 by building count (1 is largest). Within Colorado alone, it ranks 300 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Shopping for coverage in Gerrard
At the 70th percentile nationally, Gerrard carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Gerrard
With 81.4% of Gerrard in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Gerrard's 9,572-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Gerrard, see the exposure-zones guide.