WildfireRiskFinder

Gering, NE

Gering, NE's wildfire risk, in USFS's own numbers

High
64thpercentile nationally

Out of every US place USFS scores, Gering lands at the 64th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 4,413 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)

USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Gering at the 63rd percentile, close to its 64th-percentile risk score.

What "at risk" means for the buildings here

4,413Total buildings
5.9%Direct exposure
37.2%Indirect exposure
56.9%Minimal exposure

USFS classifies 56.9% of Gering's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 5.9% Direct and 37.2% Indirect — a landscape-level risk rather than a building-by-building one.

How Gering compares

There's little gap between Gering's 64th national percentile and its 56th percentile inside Nebraska, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Gering ranks 11,387 for wildfire risk (1 is highest) and 3,868 by building count (1 is largest). Within Nebraska alone, it ranks 255 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.

Gering and the insurance market

Gering's 64th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.

Hardening a home in Gering

With 56.9% of buildings rated Minimal exposure, Gering gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.

More on how this number was built

Every one of the two percentiles behind Gering's 11,387-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Gering, see the exposure-zones guide.