Georgiana, AL
Georgiana, AL's wildfire risk, in USFS's own numbers
USFS scores Georgiana at the 60th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 1,058 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Georgiana's burn probability — fire likelihood with no building count factored in — sits at the 62nd percentile nationally.
Where Georgiana's buildings actually sit
USFS classifies 75.4% of Georgiana's buildings as Direct exposure, higher than its 24.6% Indirect share and far above its 0% Minimal share — a profile where 798 structures sit close enough to vegetation that lot clearing matters most.
Where Georgiana ranks
Georgiana's 60th national percentile looks worse in isolation than its 27th ranking inside Alabama does — this place is on the milder end for its own state, by 33 points. Among the 31,521 US communities USFS scores, Georgiana ranks 12,533 for wildfire risk (1 is highest) and 11,534 by building count (1 is largest). Within Alabama alone, it ranks 433 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Georgiana and the insurance market
At the 60th percentile nationally, Georgiana carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Georgiana (75.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Georgiana's figures come from
The methodology guide shows exactly how USFS turned 1,058 counted buildings into the percentiles shown above for Georgiana. The exposure-zones guide covers what Georgiana's dominant direct exposure actually means, with real examples from across the dataset.