Georgetown, OH
Georgetown wildfire risk explained
USFS's Wildfire Risk to Communities model puts Georgetown at the 25th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 2,414 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Georgetown at the 27th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Georgetown's buildings actually sit
57.5% of Georgetown's 2,414 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 42.5% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Georgetown compares
Compare Georgetown's two percentiles: 57th within Ohio, only 25th nationally — a gap of 32 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Georgetown ranks 23,743 for wildfire risk (1 is highest) and 6,483 by building count (1 is largest). Within Ohio alone, it ranks 543 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Georgetown
At the 25th national percentile, Georgetown rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Georgetown (57.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Georgetown's figures come from
Georgetown's 25th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Georgetown's dominant indirect exposure actually means, with real examples from across the dataset.