Georgetown (Luzerne), PA
How exposed is Georgetown (Luzerne) to wildfire?
Georgetown (Luzerne) sits at the 50th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 985 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Georgetown (Luzerne)'s burn probability — fire likelihood with no building count factored in — sits at the 48th percentile nationally.
What "at risk" means for the buildings here
Most of Georgetown (Luzerne)'s buildings (97.3%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Georgetown (Luzerne) compares
Georgetown (Luzerne)'s 82nd-percentile standing inside Pennsylvania outpaces its 50th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Georgetown (Luzerne) ranks 15,734 for wildfire risk (1 is highest) and 12,043 by building count (1 is largest). Within Pennsylvania alone, it ranks 360 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in Georgetown (Luzerne)
Georgetown (Luzerne)'s elevated wildfire rating (50th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Georgetown (Luzerne)
Because 97.3% of Georgetown (Luzerne)'s buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Georgetown (Luzerne)'s figures come from
Every one of the two percentiles behind Georgetown (Luzerne)'s 15,734-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Georgetown (Luzerne)'s dominant indirect exposure actually means, with real examples from across the dataset.