Georgetown, IL
How exposed is Georgetown to wildfire?
USFS scores Georgetown at the 9th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 2,194 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Georgetown at the 9th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Georgetown's buildings actually sit
85.6% of Georgetown's 2,194 buildings sit in USFS's Minimal exposure zone, with only 14.4% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Georgetown compares
Georgetown's 40th-percentile standing inside Illinois outpaces its 9th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Georgetown ranks 28,701 for wildfire risk (1 is highest) and 6,941 by building count (1 is largest). Within Illinois alone, it ranks 864 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Georgetown's low rating (9th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Georgetown's 85.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Georgetown's 28,701-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Georgetown, see the exposure-zones guide.