Georgetown, ID
Georgetown, ID's wildfire risk, in USFS's own numbers
USFS scores Georgetown at the 81st national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 456 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Georgetown at the 79th percentile, close to its 81st-percentile risk score.
Where Georgetown's buildings actually sit
USFS classifies 83.1% of Georgetown's buildings as Direct exposure, higher than its 16.9% Indirect share and far above its 0% Minimal share — a profile where 379 structures sit close enough to vegetation that lot clearing matters most.
Georgetown against the rest of the country
Georgetown's 81st national percentile looks worse in isolation than its 48th ranking inside Idaho does — this place is on the milder end for its own state, by 34 points. Among the 31,521 US communities USFS scores, Georgetown ranks 5,961 for wildfire risk (1 is highest) and 18,151 by building count (1 is largest). Within Idaho alone, it ranks 122 of 232 places by risk. See the full county-by-county picture for Idaho on its state page.
Georgetown and the insurance market
Georgetown's 81st-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 83.1% of Georgetown in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Georgetown's figures come from
Georgetown's 81st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Georgetown's dominant direct exposure actually means, with real examples from across the dataset.