Georgetown, GA
Georgetown, GA's wildfire risk, in USFS's own numbers
Georgetown's 4,334 buildings earn a 93rd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Georgetown at the 88th percentile, close to its 93rd-percentile risk score.
Where Georgetown's buildings actually sit
USFS classifies 60.3% of Georgetown's buildings as Direct exposure, higher than its 39.5% Indirect share and far above its 0.2% Minimal share — a profile where 2,614 structures sit close enough to vegetation that lot clearing matters most.
Georgetown against the rest of the country
There's little gap between Georgetown's 93rd national percentile and its 99th percentile inside Georgia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Georgetown ranks 2,359 for wildfire risk (1 is highest) and 3,956 by building count (1 is largest). Within Georgia alone, it ranks 7 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Georgetown and the insurance market
Georgetown's 93rd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 60.3% of Georgetown in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Georgetown's figures come from
Georgetown's 93rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Georgetown's dominant direct exposure actually means, with real examples from across the dataset.