Georgetown, CT
Georgetown, CT's wildfire risk, in USFS's own numbers
USFS scores Georgetown at the 41st national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 1,697 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Georgetown at the 39th percentile, close to its 41st-percentile risk score.
Georgetown's building exposure, zone by zone
USFS classifies 80.5% of Georgetown's buildings as Direct exposure, higher than its 19.5% Indirect share and far above its 0% Minimal share — a profile where 1,366 structures sit close enough to vegetation that lot clearing matters most.
Where Georgetown ranks
Georgetown's 83rd-percentile standing inside Connecticut outpaces its 41st national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Georgetown ranks 18,647 for wildfire risk (1 is highest) and 8,428 by building count (1 is largest). Within Connecticut alone, it ranks 37 of 214 places by risk. See the full county-by-county picture for Connecticut on its state page.
Shopping for coverage in Georgetown
At the 41st national percentile, Georgetown rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Georgetown's 80.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Georgetown's figures come from
Georgetown's 41st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Georgetown's dominant direct exposure actually means, with real examples from across the dataset.