Georgetown (Beaver), PA
Georgetown (Beaver) wildfire risk explained
USFS scores Georgetown (Beaver) at the 38th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 135 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Georgetown (Beaver) at the 39th percentile, close to its 38th-percentile risk score.
Where Georgetown (Beaver)'s buildings actually sit
53.3% of Georgetown (Beaver)'s 135 buildings sit in USFS's Direct exposure zone, roughly 72 structures close enough to burnable vegetation for flame contact, not just embers — 44.4% fall in the Indirect, ember-only zone and 2.2% are Minimal.
Where Georgetown (Beaver) ranks
Compare Georgetown (Beaver)'s two percentiles: 59th within Pennsylvania, only 38th nationally — a gap of 20 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Georgetown (Beaver) ranks 19,428 for wildfire risk (1 is highest) and 27,513 by building count (1 is largest). Within Pennsylvania alone, it ranks 827 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Georgetown (Beaver) and the insurance market
At the 38th national percentile, Georgetown (Beaver) rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Georgetown (Beaver)'s 53.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Georgetown (Beaver)'s 19,428-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Georgetown (Beaver), see the exposure-zones guide.