George, IA
George wildfire risk explained
George sits at the 21st percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 900 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, George's burn probability — fire likelihood with no building count factored in — sits at the 17th percentile nationally.
Where George's buildings actually sit
George rates 79.6% Minimal exposure against just 20.4% Direct and 0% Indirect — of 900 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where George ranks
There's little gap between George's 21st national percentile and its 33rd percentile inside Iowa, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, George ranks 25,022 for wildfire risk (1 is highest) and 12,719 by building count (1 is largest). Within Iowa alone, it ranks 680 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
George's moderate wildfire rating (21st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
George's 79.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 900 counted buildings into the percentiles shown above for George. For more on what minimal exposure implies beyond George, see the exposure-zones guide.