Genoa, WI
How exposed is Genoa to wildfire?
USFS scores Genoa at the 35th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 193 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Genoa at the 37th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
193 buildings are counted in Genoa, and 81.4% of them are Indirect exposure — ember-driven risk rather than the 15% in Direct exposure or the 3.6% rated Minimal.
Where Genoa ranks
Genoa's 83rd-percentile standing inside Wisconsin outpaces its 35th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Genoa ranks 20,407 for wildfire risk (1 is highest) and 25,143 by building count (1 is largest). Within Wisconsin alone, it ranks 141 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
Genoa's moderate wildfire rating (35th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Genoa's 81.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Genoa's figures come from
Genoa's 35th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Genoa's dominant indirect exposure actually means, with real examples from across the dataset.