Genoa, NV
How exposed is Genoa to wildfire?
Genoa sits at the 97th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 922 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Genoa's burn probability — fire likelihood with no building count factored in — sits at the 97th percentile nationally.
Genoa's building exposure, zone by zone
Direct exposure dominates in Genoa: 75.4% of its 922 buildings, versus 24.6% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Genoa against the rest of the country
Genoa ranks lower within Nevada (71st percentile statewide) than its 97th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Genoa ranks 820 for wildfire risk (1 is highest) and 12,538 by building count (1 is largest). Within Nevada alone, it ranks 37 of 123 places by risk. See the full county-by-county picture for Nevada on its state page.
Genoa and the insurance market
Genoa's 97th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Genoa (75.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Genoa's figures come from
The methodology guide shows exactly how USFS turned 922 counted buildings into the percentiles shown above for Genoa. The exposure-zones guide covers what Genoa's dominant direct exposure actually means, with real examples from across the dataset.