Genoa, IL
Genoa, IL's wildfire risk, in USFS's own numbers
Genoa sits at the 6th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 2,154 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Genoa's burn probability — fire likelihood with no building count factored in — sits at the 6th percentile nationally.
Genoa's building exposure, zone by zone
Genoa rates 92.9% Minimal exposure against just 7.2% Direct and 0% Indirect — of 2,154 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Genoa against the rest of the country
Compare Genoa's two percentiles: 33rd within Illinois, only 6th nationally — a gap of 26 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Genoa ranks 29,521 for wildfire risk (1 is highest) and 7,057 by building count (1 is largest). Within Illinois alone, it ranks 972 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Genoa
At the 6th national percentile, Genoa rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 92.9% of Genoa outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Genoa's figures come from
The methodology guide shows exactly how USFS turned 2,154 counted buildings into the percentiles shown above for Genoa. The exposure-zones guide covers what Genoa's dominant minimal exposure actually means, with real examples from across the dataset.