Genoa, CO
Genoa, CO's wildfire risk, in USFS's own numbers
USFS scores Genoa at the 55th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 172 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Genoa at the 52nd national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 79.7% of Genoa's 172 buildings in the Indirect exposure zone, versus 20.4% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Genoa compares
Genoa's 55th national percentile looks worse in isolation than its 23rd ranking inside Colorado does — this place is on the milder end for its own state, by 32 points. Among the 31,521 US communities USFS scores, Genoa ranks 14,109 for wildfire risk (1 is highest) and 25,928 by building count (1 is largest). Within Colorado alone, it ranks 362 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Shopping for coverage in Genoa
Genoa's elevated rating (55th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Genoa (79.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Genoa's figures come from
The methodology guide shows exactly how USFS turned 172 counted buildings into the percentiles shown above for Genoa. The exposure-zones guide covers what Genoa's dominant indirect exposure actually means, with real examples from across the dataset.