Genoa City, WI
Genoa City wildfire risk explained
USFS's Wildfire Risk to Communities model puts Genoa City at the 27th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 1,247 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Genoa City at the 27th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Genoa City's building exposure, zone by zone
Only 25.7% of Genoa City's 1,247 buildings carry Direct exposure and 0% carry Indirect; the remaining 74.3% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Genoa City compares
Genoa City's 54th-percentile standing inside Wisconsin outpaces its 27th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Genoa City ranks 23,119 for wildfire risk (1 is highest) and 10,367 by building count (1 is largest). Within Wisconsin alone, it ranks 374 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Genoa City and the insurance market
Genoa City's moderate rating (27th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 74.3% of Genoa City outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Genoa City's 27th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Genoa City, see the exposure-zones guide.