Geneva (Shelby), IN
Geneva (Shelby), IN's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Geneva (Shelby) at the 5th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 128 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Geneva (Shelby) at the 5th percentile, close to its 5th-percentile risk score.
Where Geneva (Shelby)'s buildings actually sit
Of Geneva (Shelby)'s 128 counted buildings, 64.8% carry Direct exposure and only 35.2% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Geneva (Shelby) against the rest of the country
Geneva (Shelby)'s 34th-percentile standing inside Indiana outpaces its 5th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Geneva (Shelby) ranks 30,066 for wildfire risk (1 is highest) and 27,793 by building count (1 is largest). Within Indiana alone, it ranks 643 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Geneva (Shelby)
At the 5th national percentile, Geneva (Shelby) rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Geneva (Shelby)'s 64.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Geneva (Shelby)'s figures come from
The methodology guide shows exactly how USFS turned 128 counted buildings into the percentiles shown above for Geneva (Shelby). The exposure-zones guide covers what Geneva (Shelby)'s dominant direct exposure actually means, with real examples from across the dataset.