Geneva, MN
How exposed is Geneva to wildfire?
USFS scores Geneva at the 17th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 314 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Geneva's burn probability — fire likelihood with no building count factored in — sits at the 12th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 71% of Geneva's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 29% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Geneva compares
There's little gap between Geneva's 17th national percentile and its 21st percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Geneva ranks 26,098 for wildfire risk (1 is highest) and 21,252 by building count (1 is largest). Within Minnesota alone, it ranks 725 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Geneva
Geneva's low wildfire rating (17th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 71% of Geneva outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 314 counted buildings into the percentiles shown above for Geneva. For more on what minimal exposure implies beyond Geneva, see the exposure-zones guide.