Geneva, FL
How exposed is Geneva to wildfire?
Geneva's 2,209 buildings earn a 97th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Geneva's burn probability — fire likelihood with no building count factored in — sits at the 97th percentile nationally.
Where Geneva's buildings actually sit
2,209 buildings are counted in Geneva, and 98.6% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0.1% rated Minimal.
Geneva against the rest of the country
There's little gap between Geneva's 97th national percentile and its 96th percentile inside Florida, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Geneva ranks 1,070 for wildfire risk (1 is highest) and 6,910 by building count (1 is largest). Within Florida alone, it ranks 35 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Geneva's 97th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Geneva
Geneva's 98.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Geneva's 1,070-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Geneva, see the exposure-zones guide.