Geneseo, IL
How exposed is Geneseo to wildfire?
Geneseo's 3,930 buildings earn a 4th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Geneseo at the 5th percentile, close to its 4th-percentile risk score.
Where Geneseo's buildings actually sit
92.5% of Geneseo's 3,930 buildings sit in USFS's Minimal exposure zone, with only 7.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Geneseo ranks
Compare Geneseo's two percentiles: 25th within Illinois, only 4th nationally — a gap of 21 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Geneseo ranks 30,122 for wildfire risk (1 is highest) and 4,308 by building count (1 is largest). Within Illinois alone, it ranks 1,077 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Geneseo and the insurance market
Geneseo's low wildfire rating (4th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 92.5% of buildings rated Minimal exposure, Geneseo gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Geneseo's 30,122-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Geneseo, see the exposure-zones guide.