Genesee, PA
Genesee wildfire risk explained
USFS's Wildfire Risk to Communities model puts Genesee at the 24th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 230 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Genesee at the 24th percentile, close to its 24th-percentile risk score.
Genesee's building exposure, zone by zone
Direct exposure dominates in Genesee: 97.8% of its 230 buildings, versus 2.2% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Genesee ranks
Genesee scores 24th nationally and 27th within Pennsylvania — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Genesee ranks 24,059 for wildfire risk (1 is highest) and 23,804 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,451 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Genesee and the insurance market
Genesee's moderate wildfire rating (24th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Genesee's 97.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 230 counted buildings into the percentiles shown above for Genesee. For more on what direct exposure implies beyond Genesee, see the exposure-zones guide.