Genesee, CO
How exposed is Genesee to wildfire?
USFS's Wildfire Risk to Communities model puts Genesee at the 99th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 1,607 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Genesee at the 97th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Of Genesee's 1,607 counted buildings, 85.2% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Genesee compares
Genesee scores 99th nationally and 93rd within Colorado — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Genesee ranks 476 for wildfire risk (1 is highest) and 8,740 by building count (1 is largest). Within Colorado alone, it ranks 33 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Genesee and the insurance market
Genesee's 99th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Genesee
With 85.2% of Genesee in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Genesee's 476-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Genesee, see the exposure-zones guide.