Geddes, SD
How exposed is Geddes to wildfire?
USFS scores Geddes at the 42nd national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 282 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Geddes's burn probability — fire likelihood with no building count factored in — sits at the 41st percentile nationally.
What "at risk" means for the buildings here
USFS classifies 57.8% of Geddes's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 42.2% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Geddes ranks
Geddes's 42nd national percentile looks worse in isolation than its 16th ranking inside South Dakota does — this place is on the milder end for its own state, by 26 points. Among the 31,521 US communities USFS scores, Geddes ranks 18,418 for wildfire risk (1 is highest) and 22,135 by building count (1 is largest). Within South Dakota alone, it ranks 370 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
Geddes and the insurance market
Geddes's elevated wildfire rating (42nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 57.8% of buildings rated Minimal exposure, Geddes gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Geddes's 18,418-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Geddes, see the exposure-zones guide.