Gaylord, KS
How exposed is Gaylord to wildfire?
Gaylord sits at the 32nd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 177 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Gaylord at the 29th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Gaylord's building exposure, zone by zone
Indirect exposure is dominant in Gaylord (90.4% of 177 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 9.6% sit in the Direct zone.
How Gaylord compares
Gaylord's 32nd national percentile looks worse in isolation than its 11th ranking inside Kansas does — this place is on the milder end for its own state, by 21 points. Among the 31,521 US communities USFS scores, Gaylord ranks 21,328 for wildfire risk (1 is highest) and 25,749 by building count (1 is largest). Within Kansas alone, it ranks 640 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
Gaylord and the insurance market
Gaylord's moderate wildfire rating (32nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in Gaylord (90.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 177 counted buildings into the percentiles shown above for Gaylord. For more on what indirect exposure implies beyond Gaylord, see the exposure-zones guide.