Garrison, NE
Garrison wildfire risk explained
Out of every US place USFS scores, Garrison lands at the 24th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 72 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Garrison at the 18th national percentile — 6 points below its risk-to-structures score, a gap driven by how much is actually built there.
Garrison's building exposure, zone by zone
72.2% of Garrison's 72 buildings sit in USFS's Minimal exposure zone, with only 27.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Garrison ranks
Garrison's risk sits at a similar level relative to Nebraska (12th percentile statewide) as it does nationally (24th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Garrison ranks 23,890 for wildfire risk (1 is highest) and 30,215 by building count (1 is largest). Within Nebraska alone, it ranks 514 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Shopping for coverage in Garrison
Garrison's moderate wildfire rating (24th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Garrison's 72.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Garrison's 23,890-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Garrison, see the exposure-zones guide.