Garrison, IA
Garrison, IA's wildfire risk, in USFS's own numbers
Garrison sits at the 36th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 266 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Garrison at the 35th percentile, close to its 36th-percentile risk score.
Garrison's building exposure, zone by zone
88.7% of Garrison's 266 buildings sit in USFS's Minimal exposure zone, with only 11.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Garrison compares
There's little gap between Garrison's 36th national percentile and its 51st percentile inside Iowa, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Garrison ranks 20,227 for wildfire risk (1 is highest) and 22,631 by building count (1 is largest). Within Iowa alone, it ranks 503 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Garrison and the insurance market
Garrison's moderate rating (36th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Garrison
Garrison's 88.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Garrison's figures come from
Garrison's 36th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Garrison's dominant minimal exposure actually means, with real examples from across the dataset.