Garner, AR
Garner, AR's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Garner lands at the 60th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 155 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Garner at the 63rd percentile, close to its 60th-percentile risk score.
Garner's building exposure, zone by zone
155 buildings are counted in Garner, and 77.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Garner compares
Garner's 60th national percentile looks worse in isolation than its 41st ranking inside Arkansas does — this place is on the milder end for its own state, by 19 points. Among the 31,521 US communities USFS scores, Garner ranks 12,594 for wildfire risk (1 is highest) and 26,643 by building count (1 is largest). Within Arkansas alone, it ranks 360 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
Shopping for coverage in Garner
Garner's elevated rating (60th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in Garner (77.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Garner's figures come from
The methodology guide shows exactly how USFS turned 155 counted buildings into the percentiles shown above for Garner. The exposure-zones guide covers what Garner's dominant direct exposure actually means, with real examples from across the dataset.