Garnavillo, IA
Garnavillo, IA's wildfire risk, in USFS's own numbers
Garnavillo sits at the 19th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 550 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Garnavillo at the 19th percentile, close to its 19th-percentile risk score.
Where Garnavillo's buildings actually sit
Indirect exposure is dominant in Garnavillo (88.4% of 550 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 11.6% sit in the Direct zone.
Garnavillo against the rest of the country
There's little gap between Garnavillo's 19th national percentile and its 31st percentile inside Iowa, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Garnavillo ranks 25,615 for wildfire risk (1 is highest) and 16,568 by building count (1 is largest). Within Iowa alone, it ranks 704 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Garnavillo
Garnavillo's low wildfire rating (19th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Garnavillo
Because 88.4% of Garnavillo's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Garnavillo's figures come from
Every one of the two percentiles behind Garnavillo's 25,615-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Garnavillo's dominant indirect exposure actually means, with real examples from across the dataset.