Garland, TX
Garland wildfire risk explained
Garland sits at the 58th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 75,859 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Garland's burn probability — fire likelihood with no building count factored in — sits at the 59th percentile nationally.
Garland's building exposure, zone by zone
USFS classifies 90.5% of Garland's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 5% Direct and 4.5% Indirect — a landscape-level risk rather than a building-by-building one. At 75,859 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Garland against the rest of the country
Garland ranks lower within Texas (13th percentile statewide) than its 58th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Garland ranks 13,156 for wildfire risk (1 is highest) and 98 by building count (1 is largest). Within Texas alone, it ranks 1,569 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Garland and the insurance market
At the 58th national percentile, Garland rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Garland's 90.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Garland's figures come from
Every one of the two percentiles behind Garland's 13,156-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Garland's dominant minimal exposure actually means, with real examples from across the dataset.