Garfield Heights, OH
How exposed is Garfield Heights to wildfire?
Garfield Heights's 16,297 buildings earn a 28th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Garfield Heights at the 29th percentile, close to its 28th-percentile risk score.
What "at risk" means for the buildings here
Only 1.6% of Garfield Heights's 16,297 buildings carry Direct exposure and 0% carry Indirect; the remaining 98.5% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 16,297 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Garfield Heights against the rest of the country
Garfield Heights's 62nd-percentile standing inside Ohio outpaces its 28th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Garfield Heights ranks 22,642 for wildfire risk (1 is highest) and 890 by building count (1 is largest). Within Ohio alone, it ranks 479 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Garfield Heights and the insurance market
Garfield Heights's moderate rating (28th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Garfield Heights's 98.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Garfield Heights's figures come from
Every one of the two percentiles behind Garfield Heights's 22,642-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Garfield Heights's dominant minimal exposure actually means, with real examples from across the dataset.