Gardnerville Ranchos, NV
How exposed is Gardnerville Ranchos to wildfire?
Gardnerville Ranchos sits at the 93rd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 5,216 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Gardnerville Ranchos at the 93rd percentile, close to its 93rd-percentile risk score.
Where Gardnerville Ranchos's buildings actually sit
66.4% of Gardnerville Ranchos's 5,216 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 18.5% Direct and 15.1% Minimal. Vent screens and roofing material matter more here than lot clearing alone. At 5,216 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Gardnerville Ranchos ranks
Inside Nevada, Gardnerville Ranchos sits at just the 52nd percentile even though it scores 93rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Gardnerville Ranchos ranks 2,177 for wildfire risk (1 is highest) and 3,304 by building count (1 is largest). Within Nevada alone, it ranks 60 of 123 places by risk. See the full county-by-county picture for Nevada on its state page.
Shopping for coverage in Gardnerville Ranchos
Gardnerville Ranchos's very high rating (93rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With ember exposure the dominant pattern in Gardnerville Ranchos (66.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 5,216 counted buildings into the percentiles shown above for Gardnerville Ranchos. For more on what indirect exposure implies beyond Gardnerville Ranchos, see the exposure-zones guide.