Gardners, PA
Gardners, PA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Gardners at the 49th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 117 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Gardners at the 49th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Gardners's buildings actually sit
Most of Gardners's buildings (62.4%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Gardners ranks
Gardners's 80th-percentile standing inside Pennsylvania outpaces its 49th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Gardners ranks 16,084 for wildfire risk (1 is highest) and 28,328 by building count (1 is largest). Within Pennsylvania alone, it ranks 397 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in Gardners
Gardners's elevated rating (49th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With ember exposure the dominant pattern in Gardners (62.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 117 counted buildings into the percentiles shown above for Gardners. For more on what indirect exposure implies beyond Gardners, see the exposure-zones guide.