Gardiner, OR
Gardiner wildfire risk explained
Gardiner's 160 buildings earn a 41st-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Gardiner at the 38th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 83.1% of Gardiner's 160 buildings in the Indirect exposure zone, versus 16.9% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Gardiner compares
Gardiner's risk sits at a similar level relative to Oregon (38th percentile statewide) as it does nationally (41st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Gardiner ranks 18,509 for wildfire risk (1 is highest) and 26,449 by building count (1 is largest). Within Oregon alone, it ranks 263 of 420 places by risk. See the full county-by-county picture for Oregon on its state page.
Gardiner and the insurance market
Gardiner sits in Oregon, one of two states that legally require a wildfire-risk disclosure at sale. Sellers here disclose wildfire-hazard status before closing, the same number this page reports at the 41st national percentile. More on the disclosure law.
What would actually reduce this score
Gardiner's 83.1% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Gardiner's figures come from
Gardiner's 41st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Gardiner's dominant indirect exposure actually means, with real examples from across the dataset.