Gardi, GA
How exposed is Gardi to wildfire?
Out of every US place USFS scores, Gardi lands at the 73rd percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 98 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Gardi's burn probability — fire likelihood with no building count factored in — sits at the 73rd percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Gardi: 82.7% of its 98 buildings, versus 17.4% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Gardi compares
There's little gap between Gardi's 73rd national percentile and its 75th percentile inside Georgia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Gardi ranks 8,602 for wildfire risk (1 is highest) and 29,114 by building count (1 is largest). Within Georgia alone, it ranks 166 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Shopping for coverage in Gardi
At the 73rd percentile nationally, Gardi carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 82.7% of Gardi in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Gardi's figures come from
The methodology guide shows exactly how USFS turned 98 counted buildings into the percentiles shown above for Gardi. The exposure-zones guide covers what Gardi's dominant direct exposure actually means, with real examples from across the dataset.