Garden View, PA
Garden View wildfire risk explained
Garden View's 1,290 buildings earn a 38th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Garden View at the 39th percentile, close to its 38th-percentile risk score.
What "at risk" means for the buildings here
79.8% of Garden View's 1,290 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 20.2% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Garden View against the rest of the country
Garden View's 59th-percentile standing inside Pennsylvania outpaces its 38th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Garden View ranks 19,427 for wildfire risk (1 is highest) and 10,126 by building count (1 is largest). Within Pennsylvania alone, it ranks 826 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Garden View's moderate rating (38th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Garden View
With ember exposure the dominant pattern in Garden View (79.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Garden View's figures come from
The methodology guide shows exactly how USFS turned 1,290 counted buildings into the percentiles shown above for Garden View. The exposure-zones guide covers what Garden View's dominant indirect exposure actually means, with real examples from across the dataset.