Garden Ridge, TX
How exposed is Garden Ridge to wildfire?
Garden Ridge's 1,983 buildings earn a 73rd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Garden Ridge at the 72nd percentile, close to its 73rd-percentile risk score.
Garden Ridge's building exposure, zone by zone
USFS classifies 68.7% of Garden Ridge's buildings as Direct exposure, higher than its 31.3% Indirect share and far above its 0% Minimal share — a profile where 1,363 structures sit close enough to vegetation that lot clearing matters most.
How Garden Ridge compares
Garden Ridge ranks lower within Texas (39th percentile statewide) than its 73rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Garden Ridge ranks 8,520 for wildfire risk (1 is highest) and 7,525 by building count (1 is largest). Within Texas alone, it ranks 1,090 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Garden Ridge and the insurance market
At the 73rd percentile nationally, Garden Ridge carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Garden Ridge
Because Direct exposure dominates in Garden Ridge (68.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,983 counted buildings into the percentiles shown above for Garden Ridge. For more on what direct exposure implies beyond Garden Ridge, see the exposure-zones guide.