Garden Grove, FL
Garden Grove wildfire risk explained
USFS's Wildfire Risk to Communities model puts Garden Grove at the 87th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 400 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Garden Grove at the 89th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Garden Grove's buildings actually sit
400 buildings are counted in Garden Grove, and 79% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Garden Grove ranks
Garden Grove's 87th national percentile looks worse in isolation than its 72nd ranking inside Florida does — this place is on the milder end for its own state, by 15 points. Among the 31,521 US communities USFS scores, Garden Grove ranks 4,086 for wildfire risk (1 is highest) and 19,203 by building count (1 is largest). Within Florida alone, it ranks 271 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Garden Grove and the insurance market
At the 87th percentile nationally, Garden Grove carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Garden Grove (79%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Garden Grove's 87th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Garden Grove, see the exposure-zones guide.