Garden City South, NY
How exposed is Garden City South to wildfire?
Garden City South's 1,492 buildings earn a 28th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Garden City South at the 34th national percentile — 6 points above its risk-to-structures score, a gap driven by how much is actually built there.
Garden City South's building exposure, zone by zone
USFS classifies 100% of Garden City South's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 0% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Garden City South against the rest of the country
Garden City South's 59th-percentile standing inside New York outpaces its 28th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Garden City South ranks 22,638 for wildfire risk (1 is highest) and 9,206 by building count (1 is largest). Within New York alone, it ranks 531 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Garden City South and the insurance market
Garden City South's moderate rating (28th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 100% of buildings rated Minimal exposure, Garden City South gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Garden City South's figures come from
Every one of the two percentiles behind Garden City South's 22,638-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Garden City South's dominant minimal exposure actually means, with real examples from across the dataset.