Garden City, NY
Garden City, NY's wildfire risk, in USFS's own numbers
Garden City sits at the 25th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 7,620 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Garden City's burn probability — fire likelihood with no building count factored in — sits at the 30th percentile nationally.
What "at risk" means for the buildings here
Garden City rates 91.8% Minimal exposure against just 8.2% Direct and 0% Indirect — of 7,620 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 7,620 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Garden City ranks
Within New York, Garden City ranks higher (52nd percentile) than it does nationally (25th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Garden City ranks 23,673 for wildfire risk (1 is highest) and 2,243 by building count (1 is largest). Within New York alone, it ranks 614 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Garden City and the insurance market
Garden City's moderate wildfire rating (25th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Garden City's 91.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Garden City's figures come from
Garden City's 25th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Garden City's dominant minimal exposure actually means, with real examples from across the dataset.