Garceno, TX
How exposed is Garceno to wildfire?
Garceno's 201 buildings earn a 91st-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Garceno at the 91st national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Garceno's buildings actually sit
201 buildings are counted in Garceno, and 98% of them are Indirect exposure — ember-driven risk rather than the 2% in Direct exposure or the 0% rated Minimal.
Garceno against the rest of the country
Garceno scores 91st nationally and 86th within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Garceno ranks 2,907 for wildfire risk (1 is highest) and 24,819 by building count (1 is largest). Within Texas alone, it ranks 258 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Garceno and the insurance market
Garceno's very high rating (91st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because 98% of Garceno's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Garceno's figures come from
Garceno's 91st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Garceno's dominant indirect exposure actually means, with real examples from across the dataset.