Gans, OK
Gans wildfire risk explained
Out of every US place USFS scores, Gans lands at the 97th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 184 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Gans at the 98th percentile, close to its 97th-percentile risk score.
Where Gans's buildings actually sit
Of Gans's 184 counted buildings, 58.7% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Gans against the rest of the country
There's little gap between Gans's 97th national percentile and its 92nd percentile inside Oklahoma, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Gans ranks 1,011 for wildfire risk (1 is highest) and 25,479 by building count (1 is largest). Within Oklahoma alone, it ranks 66 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Gans's very high rating (97th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Gans's 58.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Gans's 97th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Gans, see the exposure-zones guide.