Gandy, NE
Gandy, NE's wildfire risk, in USFS's own numbers
Gandy sits at the 87th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 50 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Gandy's burn probability — fire likelihood with no building count factored in — sits at the 84th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Gandy: 100% of its 50 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Gandy ranks
Gandy's risk sits at a similar level relative to Nebraska (95th percentile statewide) as it does nationally (87th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Gandy ranks 4,067 for wildfire risk (1 is highest) and 30,934 by building count (1 is largest). Within Nebraska alone, it ranks 31 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Shopping for coverage in Gandy
Gandy's 87th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Gandy
With 100% of Gandy in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Gandy's 4,067-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Gandy, see the exposure-zones guide.