Gananda, NY
How exposed is Gananda to wildfire?
Gananda's 2,092 buildings earn a 10th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Gananda at the 10th percentile, close to its 10th-percentile risk score.
Gananda's building exposure, zone by zone
Of Gananda's 2,092 counted buildings, 80% carry Direct exposure and only 18.9% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Gananda ranks
Gananda's risk sits at a similar level relative to New York (22nd percentile statewide) as it does nationally (10th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Gananda ranks 28,529 for wildfire risk (1 is highest) and 7,216 by building count (1 is largest). Within New York alone, it ranks 1,004 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Gananda and the insurance market
Gananda's low wildfire rating (10th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 80% of Gananda in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Gananda's figures come from
Gananda's 10th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Gananda's dominant direct exposure actually means, with real examples from across the dataset.