Gamaliel, KY
Gamaliel wildfire risk explained
Out of every US place USFS scores, Gamaliel lands at the 42nd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 359 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Gamaliel's burn probability — fire likelihood with no building count factored in — sits at the 45th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Gamaliel: 76% of its 359 buildings, versus 24% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Gamaliel against the rest of the country
Within Kentucky, Gamaliel ranks higher (71st percentile) than it does nationally (42nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Gamaliel ranks 18,242 for wildfire risk (1 is highest) and 20,083 by building count (1 is largest). Within Kentucky alone, it ranks 164 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Gamaliel and the insurance market
At the 42nd national percentile, Gamaliel rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 76% of Gamaliel in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Gamaliel's figures come from
Gamaliel's 42nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Gamaliel's dominant direct exposure actually means, with real examples from across the dataset.