Gamaliel, AR
Gamaliel wildfire risk explained
USFS scores Gamaliel at the 77th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 64 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Gamaliel at the 79th percentile, close to its 77th-percentile risk score.
Gamaliel's building exposure, zone by zone
100% of Gamaliel's 64 buildings sit in USFS's Direct exposure zone, roughly 64 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Gamaliel ranks
There's little gap between Gamaliel's 77th national percentile and its 70th percentile inside Arkansas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Gamaliel ranks 7,335 for wildfire risk (1 is highest) and 30,493 by building count (1 is largest). Within Arkansas alone, it ranks 185 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
Gamaliel and the insurance market
At the 77th percentile nationally, Gamaliel carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Gamaliel
Gamaliel's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Gamaliel's figures come from
The methodology guide shows exactly how USFS turned 64 counted buildings into the percentiles shown above for Gamaliel. The exposure-zones guide covers what Gamaliel's dominant direct exposure actually means, with real examples from across the dataset.