Galveston, TX
Galveston, TX's wildfire risk, in USFS's own numbers
Galveston sits at the 93rd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 25,890 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Galveston at the 90th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
89.7% of Galveston's 25,890 buildings sit in USFS's Minimal exposure zone, with only 5.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 25,890 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Galveston against the rest of the country
Galveston scores 93rd nationally and 91st within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Galveston ranks 2,310 for wildfire risk (1 is highest) and 484 by building count (1 is largest). Within Texas alone, it ranks 168 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Galveston and the insurance market
At the 93rd percentile nationally, Galveston carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Galveston
With 89.7% of buildings rated Minimal exposure, Galveston gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Galveston's 93rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Galveston, see the exposure-zones guide.