Galveston, IN
How exposed is Galveston to wildfire?
Galveston's 887 buildings earn a 4th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Galveston's burn probability — fire likelihood with no building count factored in — sits at the 4th percentile nationally.
What "at risk" means for the buildings here
89% of Galveston's 887 buildings sit in USFS's Minimal exposure zone, with only 11.1% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Galveston against the rest of the country
Galveston's 31st-percentile standing inside Indiana outpaces its 4th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Galveston ranks 30,190 for wildfire risk (1 is highest) and 12,841 by building count (1 is largest). Within Indiana alone, it ranks 669 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Galveston and the insurance market
Galveston's low rating (4th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 89% of Galveston outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Galveston's figures come from
Every one of the two percentiles behind Galveston's 30,190-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Galveston's dominant minimal exposure actually means, with real examples from across the dataset.