Galva, IA
How exposed is Galva to wildfire?
USFS's Wildfire Risk to Communities model puts Galva at the 8th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 327 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Galva at the 7th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Galva's buildings (83.2% of 327) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Galva compares
Galva's risk sits at a similar level relative to Iowa (16th percentile statewide) as it does nationally (8th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Galva ranks 29,056 for wildfire risk (1 is highest) and 20,891 by building count (1 is largest). Within Iowa alone, it ranks 854 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Galva and the insurance market
Galva's low wildfire rating (8th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Galva
Galva's 83.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 327 counted buildings into the percentiles shown above for Galva. For more on what minimal exposure implies beyond Galva, see the exposure-zones guide.