Gallina, NM
Gallina wildfire risk explained
Gallina's 353 buildings earn a 97th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Gallina at the 94th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
98% of Gallina's 353 buildings sit in USFS's Direct exposure zone, roughly 346 structures close enough to burnable vegetation for flame contact, not just embers — 2% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Gallina ranks
Gallina scores 97th nationally and 90th within New Mexico — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Gallina ranks 1,006 for wildfire risk (1 is highest) and 20,239 by building count (1 is largest). Within New Mexico alone, it ranks 52 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
Gallina and the insurance market
Gallina's 97th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Gallina
Gallina's 98% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Gallina's figures come from
Gallina's 97th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Gallina's dominant direct exposure actually means, with real examples from across the dataset.