Gail, TX
How exposed is Gail to wildfire?
Out of every US place USFS scores, Gail lands at the 94th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 252 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Gail at the 93rd percentile, close to its 94th-percentile risk score.
Where Gail's buildings actually sit
252 buildings are counted in Gail, and 82.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Gail against the rest of the country
There's little gap between Gail's 94th national percentile and its 93rd percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Gail ranks 1,933 for wildfire risk (1 is highest) and 23,086 by building count (1 is largest). Within Texas alone, it ranks 123 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Gail
Gail's very high rating (94th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Gail's 82.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Gail's figures come from
Every one of the two percentiles behind Gail's 1,933-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Gail's dominant direct exposure actually means, with real examples from across the dataset.